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Travel · 8 Mar 2024 00:06 WITA ·

Student Financial Challenges: Strategies for Managing Finances During College

Arni Falentina Perbesar

Arni Falentina

Oleh: Arni Falentina

Mahasiswi UNIKA St.Paulus Ruteng

JURNAL LABUAN BAJO | OPINI – Managing finances while at university is a crucial aspect of a student’s journey towards independence and financial stability.

This period marks an important transition from being dependent on parents or guardians to becoming self-reliant individuals capable of making sound financial decisions. However, it’s also a time of financial challenges and temptations, making effective money management skills essential for success.

Some of the right strategies for managing finances while at university are: first, create a realistic monthly budget. Identify fixed (such as rent, tuition) and variable (food, transportation) expenses to help manage spending and avoid overspending. Second, prioritise needs versus wants.

Focus your spending on essential needs such as food and transport, while leaving a little aside for entertainment or social activities. In addition, take advantage of financial resources on campus.

Attend financial management workshops or courses offered by universities to improve your understanding of how to manage money wisely. And just as importantly, set short- and long-term financial goals.

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